* { margin: 0; padding: 0; box-sizing: border-box; }
        
        :root {
            --ink: #0a0f1a;
            --warm: #f5f0e8;
            --accent: #e85d26;
            --accent-light: #ff7a45;
            --muted: #6b7280;
            --card-bg: #ffffff;
            --border: #e5e1d8;
        }
        
        body {
            font-family: 'DM Sans', sans-serif;
            background: var(--warm);
            color: var(--ink);
            overflow-x: hidden;
            -webkit-font-smoothing: antialiased;
        }
        
        h1, h2, h3, h4 {
            font-family: 'Space Grotesk', sans-serif;
        }
        
        /* NAV */
        nav {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 1.5rem 2.5rem;
            max-width: 1200px;
            margin: 0 auto;
        }
        .logo {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 700;
            font-size: 1.5rem;
            letter-spacing: -0.5px;
            color: var(--ink);
            text-decoration: none;
        }
        .logo span { color: var(--accent); }
        .nav-link {
            font-family: 'DM Sans', sans-serif;
            font-size: 0.85rem;
            font-weight: 600;
            color: var(--ink);
            text-decoration: none;
        }
        .nav-link:hover { color: var(--accent); }
        .nav-tag {
            font-size: 0.75rem;
            font-weight: 500;
            color: var(--muted);
            border: 1px solid var(--border);
            padding: 0.35rem 0.75rem;
            border-radius: 100px;
        }
        
        /* HERO */
        .hero {
            max-width: 1200px;
            margin: 0 auto;
            padding: 6rem 2.5rem 4rem;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
            align-items: center;
        }
        .hero-text h1 {
            font-size: 3.5rem;
            line-height: 1.08;
            font-weight: 700;
            letter-spacing: -1.5px;
            margin-bottom: 1.5rem;
        }
        .hero-text h1 em {
            font-style: normal;
            color: var(--accent);
            position: relative;
        }
        .hero-text p {
            font-size: 1.15rem;
            line-height: 1.7;
            color: var(--muted);
            max-width: 480px;
        }
        .hero-cta {
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
            margin-top: 2rem;
            padding: 0.85rem 2rem;
            background: var(--accent);
            color: #fff;
            font-family: 'DM Sans', sans-serif;
            font-size: 1rem;
            font-weight: 600;
            border: none;
            border-radius: 12px;
            text-decoration: none;
            cursor: pointer;
            transition: all 0.2s;
        }
        .hero-cta:hover { background: var(--accent-light); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(232, 93, 38, 0.25); }
        .hero-cta-sub {
            display: block;
            margin-top: 0.6rem;
            font-size: 0.8rem;
            color: var(--muted);
        }
        
        /* HERO VISUAL */
        .hero-visual {
            position: relative;
            background: var(--ink);
            border-radius: 20px;
            padding: 2.5rem;
            min-height: 380px;
            overflow: hidden;
        }
        .hero-visual::before {
            content: '';
            position: absolute;
            top: -50%;
            right: -50%;
            width: 100%;
            height: 100%;
            background: radial-gradient(circle, var(--accent) 0%, transparent 70%);
            opacity: 0.15;
        }
        .rate-display {
            position: relative;
            z-index: 1;
        }
        .rate-label {
            color: #9ca3af;
            font-size: 0.75rem;
            text-transform: uppercase;
            letter-spacing: 1.5px;
            margin-bottom: 0.5rem;
        }
        .rate-value {
            font-family: 'Space Grotesk', sans-serif;
            font-size: 3.5rem;
            font-weight: 700;
            color: #fff;
        }
        .rate-value span { color: var(--accent-light); }
        .rate-change {
            display: inline-block;
            background: rgba(34, 197, 94, 0.15);
            color: #22c55e;
            font-size: 0.85rem;
            font-weight: 500;
            padding: 0.25rem 0.6rem;
            border-radius: 6px;
            margin-top: 0.5rem;
        }
        .mini-chart {
            margin-top: 2rem;
            display: flex;
            align-items: flex-end;
            gap: 6px;
            height: 80px;
        }
        .bar {
            flex: 1;
            background: rgba(255,255,255,0.08);
            border-radius: 4px 4px 0 0;
            position: relative;
        }
        .bar .fill {
            position: absolute;
            bottom: 0;
            left: 0;
            right: 0;
            background: linear-gradient(to top, var(--accent), var(--accent-light));
            border-radius: 4px 4px 0 0;
            transition: height 0.3s;
        }
        .bar:nth-child(1) { height: 45%; } .bar:nth-child(1) .fill { height: 70%; }
        .bar:nth-child(2) { height: 60%; } .bar:nth-child(2) .fill { height: 85%; }
        .bar:nth-child(3) { height: 50%; } .bar:nth-child(3) .fill { height: 65%; }
        .bar:nth-child(4) { height: 75%; } .bar:nth-child(4) .fill { height: 90%; }
        .bar:nth-child(5) { height: 55%; } .bar:nth-child(5) .fill { height: 80%; }
        .bar:nth-child(6) { height: 80%; } .bar:nth-child(6) .fill { height: 95%; }
        .bar:nth-child(7) { height: 65%; } .bar:nth-child(7) .fill { height: 75%; }
        .bar:nth-child(8) { height: 90%; } .bar:nth-child(8) .fill { height: 88%; }
        .bar:nth-child(9) { height: 70%; } .bar:nth-child(9) .fill { height: 92%; }
        .bar:nth-child(10) { height: 85%; } .bar:nth-child(10) .fill { height: 98%; }
        .bar:nth-child(11) { height: 100%; } .bar:nth-child(11) .fill { height: 100%; }
        .bar:nth-child(12) { height: 95%; } .bar:nth-child(12) .fill { height: 97%; }
        
        .chart-labels {
            display: flex;
            justify-content: space-between;
            margin-top: 0.5rem;
        }
        .chart-labels span {
            font-size: 0.65rem;
            color: #6b7280;
            letter-spacing: 0.5px;
        }
        
        /* PAIN SECTION */
        .pain {
            max-width: 1200px;
            margin: 0 auto;
            padding: 5rem 2.5rem;
        }
        .pain-header {
            max-width: 640px;
            margin-bottom: 3rem;
        }
        .pain-header h2 {
            font-size: 2.25rem;
            font-weight: 700;
            letter-spacing: -1px;
            margin-bottom: 1rem;
        }
        .pain-header p {
            font-size: 1.05rem;
            line-height: 1.7;
            color: var(--muted);
        }
        .pain-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 1.5rem;
        }
        .pain-card {
            background: var(--card-bg);
            border: 1px solid var(--border);
            border-radius: 16px;
            padding: 2rem;
            transition: transform 0.2s;
        }
        .pain-card:hover { transform: translateY(-2px); }
        .pain-icon {
            width: 44px;
            height: 44px;
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.2rem;
            margin-bottom: 1.25rem;
        }
        .pain-icon.red { background: #fef2f2; color: #dc2626; }
        .pain-icon.orange { background: #fff7ed; color: var(--accent); }
        .pain-icon.amber { background: #fffbeb; color: #d97706; }
        .pain-card h3 {
            font-size: 1.1rem;
            font-weight: 600;
            margin-bottom: 0.5rem;
        }
        .pain-card p {
            font-size: 0.9rem;
            line-height: 1.6;
            color: var(--muted);
        }
        
        /* HOW IT WORKS */
        .how {
            max-width: 1200px;
            margin: 0 auto;
            padding: 5rem 2.5rem;
        }
        .how h2 {
            font-size: 2.25rem;
            font-weight: 700;
            letter-spacing: -1px;
            text-align: center;
            margin-bottom: 3.5rem;
        }
        .how-steps {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }
        .step {
            text-align: center;
            position: relative;
        }
        .step-num {
            font-family: 'Space Grotesk', sans-serif;
            font-size: 4rem;
            font-weight: 700;
            color: var(--accent);
            opacity: 0.2;
            line-height: 1;
            margin-bottom: 1rem;
        }
        .step h3 {
            font-size: 1.15rem;
            font-weight: 600;
            margin-bottom: 0.5rem;
        }
        .step p {
            font-size: 0.9rem;
            line-height: 1.6;
            color: var(--muted);
            max-width: 280px;
            margin: 0 auto;
        }
        
        /* COMPARISON */
        .compare {
            max-width: 1200px;
            margin: 0 auto;
            padding: 5rem 2.5rem;
        }
        .compare h2 {
            font-size: 2.25rem;
            font-weight: 700;
            letter-spacing: -1px;
            text-align: center;
            margin-bottom: 3rem;
        }
        .compare-table {
            background: var(--card-bg);
            border: 1px solid var(--border);
            border-radius: 20px;
            overflow: hidden;
            max-width: 800px;
            margin: 0 auto;
        }
        .compare-row {
            display: grid;
            grid-template-columns: 1fr 1fr 1fr;
            border-bottom: 1px solid var(--border);
        }
        .compare-row:last-child { border-bottom: none; }
        .compare-cell {
            padding: 1.25rem 1.5rem;
            font-size: 0.9rem;
        }
        .compare-cell.header {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 600;
            font-size: 0.95rem;
            background: #fafaf8;
        }
        .compare-cell.highlight {
            background: rgba(232, 93, 38, 0.04);
        }
        .compare-cell .check { color: #22c55e; font-weight: 700; }
        .compare-cell .cross { color: #dc2626; }
        .compare-cell .meh { color: #d97706; }
        
        /* CLOSING */
        .closing {
            max-width: 800px;
            margin: 0 auto;
            padding: 6rem 2.5rem;
            text-align: center;
        }
        .closing h2 {
            font-size: 2.5rem;
            font-weight: 700;
            letter-spacing: -1px;
            margin-bottom: 1rem;
        }
        .closing p {
            font-size: 1.1rem;
            line-height: 1.7;
            color: var(--muted);
            max-width: 560px;
            margin: 0 auto;
        }
        
        /* FOOTER */
        footer {
            border-top: 1px solid var(--border);
            padding: 2rem 2.5rem;
            text-align: center;
        }
        footer p {
            font-size: 0.8rem;
            color: var(--muted);
        }
        footer a {
            color: var(--muted);
            text-decoration: none;
        }
        footer a:hover {
            color: var(--accent);
        }

        /* LEGAL PAGES */
        .legal-page {
            max-width: 860px;
            margin: 0 auto;
            padding: 4rem 2.5rem 5rem;
        }
        .legal-kicker {
            color: var(--accent);
            font-size: 0.78rem;
            font-weight: 700;
            letter-spacing: 0.08em;
            text-transform: uppercase;
            margin-bottom: 0.75rem;
        }
        .legal-page h1 {
            font-size: 3rem;
            line-height: 1.1;
            margin-bottom: 0.75rem;
        }
        .legal-updated {
            color: var(--muted);
            margin-bottom: 3rem;
        }
        .legal-page section {
            padding: 1.5rem 0;
            border-top: 1px solid var(--border);
        }
        .legal-page h2 {
            font-size: 1.25rem;
            margin-bottom: 0.8rem;
        }
        .legal-page p,
        .legal-page li {
            color: var(--muted);
            line-height: 1.75;
            margin-bottom: 0.75rem;
        }
        .legal-page ul {
            padding-left: 1.25rem;
        }
        .legal-table {
            display: grid;
            grid-template-columns: 1fr 1fr 1.5fr;
            border: 1px solid var(--border);
            border-radius: 12px;
            overflow: hidden;
            background: var(--card-bg);
        }
        .legal-table div {
            padding: 0.9rem 1rem;
            border-bottom: 1px solid var(--border);
            border-right: 1px solid var(--border);
            color: var(--muted);
            font-size: 0.9rem;
            line-height: 1.45;
        }
        .legal-table div:nth-child(3n) {
            border-right: none;
        }
        .legal-table div:nth-child(-n + 3) {
            color: var(--ink);
            font-weight: 700;
            background: #fafaf8;
        }
        .legal-table div:nth-last-child(-n + 3) {
            border-bottom: none;
        }
        
        /* RESPONSIVE */
        @media (max-width: 768px) {
            .hero {
                grid-template-columns: 1fr;
                padding: 3rem 1.5rem 2rem;
                gap: 2.5rem;
            }
            .hero-text h1 { font-size: 2.25rem; }
            .pain-grid, .how-steps {
                grid-template-columns: 1fr;
            }
            .pain { padding: 3rem 1.5rem; }
            .how { padding: 3rem 1.5rem; }
            .compare { padding: 3rem 1.5rem; }
            .compare-cell { padding: 0.75rem 0.75rem; font-size: 0.8rem; }
            .closing { padding: 3rem 1.5rem; }
            .closing h2 { font-size: 1.75rem; }
            nav { padding: 1rem 1.5rem; }
            .legal-page {
                padding: 2.5rem 1.5rem 3.5rem;
            }
            .legal-page h1 {
                font-size: 2rem;
            }
            .legal-table {
                grid-template-columns: 1fr;
            }
            .legal-table div,
            .legal-table div:nth-child(3n),
            .legal-table div:nth-last-child(-n + 3) {
                border-right: none;
                border-bottom: 1px solid var(--border);
            }
        }